Insurance in Indonesia

Companies operating in Indonesia realize the importance of a comprehensive medical plan to cover sickness and accidents that happen to the staff that they hire.

Find out before you come

The company that you are with, or are going to work for, should provide medical insurance for expatriate staff and their family members, as well as their permanent Indonesian staff. Ask for details from your employer to ensure that your policy will adequate cover your family members for sickness, accidents or emergencies in Indonesia, on home leave and when you are visiting other countries for work-related purposes.

If you are joining a new company, remember that they may never love you more than when you first join. Do not rely on promises that medical insurance coverage will be sorted out when you arrive in Indonesia. It could be the case that what the company considers ideal coverage may not meet your expectations. Be sure before you arrive that you understand what medical coverage your company provides for regular medical concerns, major medical situations such as surgery or deliveries, and medical evacuation both inter- and intranationally.